You've spent years making smart decisions for your family and your career. A5 Financial works with women across the Seattle–Eastside region who are ready to take a clear-eyed look at their financial picture.
Schedule a Conversation
Too many women have sat across from an advisor who talked past them, handed them a generic allocation, and moved on. That's not how we work. John Carruthers, CFP®, and Neil Fenning, CFP® take the time to understand your full situation — your income, your assets, your concerns, and your goals — before any recommendations are made.
We're independent, fee-based fiduciaries. That means we don't earn commissions on products we recommend. Our only obligation is to you.
At A5 Financial, John and Neil work directly with every client, every time. We serve women across Bothell, Bellevue, Kirkland, Redmond, Seattle, Woodinville, and Kenmore.
We use a CD/bond/annuity income ladder strategy that pairs principal-protected income with a growth sleeve.
Your allocation should reflect your actual risk tolerance, your time horizon, and your life — not a standardized questionnaire result.
We work through tax-efficient withdrawal sequencing, Roth conversions, and year-round planning.
We help you understand what you have, when to act, and how to integrate your equity into a broader financial plan.
There's no minimum portfolio size required to start a conversation with us. What matters more is where you are in your planning journey and whether the timing feels right.
It's never too late — and getting involved now is one of the most valuable things you can do for your long-term financial security. We work with women at every stage of financial engagement.
A fiduciary is legally required to act in your best interest, not in the interest of a product provider or a commission structure. As a fee-based Registered Investment Advisor, A5 Financial LLC is compensated by you — not by the products we recommend.
Yes. Life transitions often come with urgent financial decisions and significant emotional weight. We work through these situations with care and without pressure.
Both. We work with women who are actively building wealth — including tech professionals managing equity compensation — as well as those who are five to fifteen years from retirement.
We get it, new questions come up all the time. So, send us a message whenever it works best for you. We’ll get back to you and help chart your course toward a fulfilling future.
