/* ==========================================================================
   A5 Financial — Design Tokens
   Colors and fonts taken directly from A5Financial_Brand_Guidelines_012225.pdf.
   ========================================================================== */
:root {
  --a5-navy: #00344f;        /* Primary Blue — Pantone 2965 CP */
  --a5-navy-dark: #00263a;   /* Darkened for gradients/footer */
  --a5-brass: #37573b;       /* Primary Green — Pantone 7736 CP */
  --a5-brass-light: #88a294; /* Accent Soft Green — Pantone 4185 CP (decorative use only — fails text-contrast at 2.7:1, see README) */
  --a5-green-hover: #557058; /* Darkened for button hover — passes 5.4:1 with white text, unlike the pastel accent */
  --a5-accent-blue: #8ca9c0; /* Accent Soft Blue — Pantone 4149 CP */
  --a5-cream: #dfe6ef;       /* Light Neutral — Pantone 656 CP */
  --a5-white: #fefefe;       /* Pure White */
  --a5-ink: #2a2f36;
  --a5-gray: #6b7280;
  --a5-border: #dfe6ef;
  --a5-radius: 999px;
  --a5-radius-card: 6px;
  --a5-max: 1180px;
  /* Atkinson Hyperlegible (headings) and Source Sans Pro (body) — chosen
     for readability with an older client base: open letterforms, a
     distinct "1/I/l", and no ultra-light weights. Both load free from
     Google Fonts. See README for why these replaced the brand guide's
     Aktiv Grotesk / Montserrat, and how to switch back if you prefer. */
  --a5-font-heading: 'Atkinson Hyperlegible', Arial, Helvetica, sans-serif;
  --a5-font-body: 'Source Sans 3', 'Source Sans Pro', -apple-system, BlinkMacSystemFont, 'Segoe UI', Helvetica, Arial, sans-serif;
}

/* ==========================================================================
   Reset / Base
   ========================================================================== */
* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body {
  margin: 0;
  font-family: var(--a5-font-body);
  color: var(--a5-ink);
  line-height: 1.65;
  background: var(--a5-white);
  font-size: 19px;
}
img { max-width: 100%; height: auto; display: block; }
a { color: var(--a5-navy); text-decoration: none; }
a:hover { color: var(--a5-brass); }
h1, h2, h3, h4 {
  font-family: var(--a5-font-heading);
  font-weight: 700;
  color: var(--a5-navy);
  line-height: 1.25;
  margin: 0 0 0.6em;
  letter-spacing: 0;
}
h1 { font-size: 2.6rem; }
h2 { font-size: 1.9rem; }
h3 { font-size: 1.35rem; }
p { margin: 0 0 1.2em; font-weight: 400; }
ul { padding-left: 1.2em; }
.a5-container {
  max-width: var(--a5-max);
  margin: 0 auto;
  padding: 0 24px;
}
.a5-section { padding: 64px 0; }
.a5-section--alt { background: var(--a5-cream); }
.a5-section--navy { background: var(--a5-navy); color: var(--a5-white); }
.a5-section--navy h2, .a5-section--navy h3 { color: var(--a5-white); }
.a5-eyebrow {
  text-transform: uppercase;
  letter-spacing: 0.12em;
  font-size: 0.8rem;
  color: var(--a5-brass);
  font-weight: 600;
  margin-bottom: 0.5em;
  display: block;
}
.a5-btn {
  display: inline-block;
  padding: 14px 30px;
  border-radius: var(--a5-radius);
  background: var(--a5-brass);
  color: var(--a5-white);
  font-weight: 700;
  font-size: 0.85rem;
  text-transform: uppercase;
  letter-spacing: 0.04em;
  border: 2px solid var(--a5-brass);
  cursor: pointer;
  transition: background 0.15s, color 0.15s;
}
.a5-btn:hover { background: var(--a5-green-hover); border-color: var(--a5-green-hover); color: var(--a5-white); }
.a5-btn--outline {
  background: transparent;
  color: var(--a5-white);
  border-color: var(--a5-white);
}
.a5-btn--outline:hover { background: var(--a5-white); color: var(--a5-navy); }
.a5-btn--navy { background: var(--a5-navy); border-color: var(--a5-navy); }
.a5-btn--navy:hover { background: var(--a5-navy-dark); border-color: var(--a5-navy-dark); }

/* ==========================================================================
   Header
   ========================================================================== */
.a5-header {
  border-bottom: 1px solid var(--a5-border);
  position: sticky;
  top: 0;
  background: var(--a5-white);
  z-index: 100;
}
.a5-header__inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding: 14px 0;
  gap: 24px;
}
.a5-logo img { max-height: 52px; width: auto; }
.a5-logo { font-family: var(--a5-font-heading); font-size: 1.4rem; font-weight: bold; color: var(--a5-navy); }

.a5-nav { display: flex; align-items: center; gap: 8px; }
.a5-nav ul {
  list-style: none;
  display: flex;
  align-items: center;
  margin: 0;
  padding: 0;
  gap: 4px;
}
.a5-nav li { position: relative; }
.a5-nav a {
  display: block;
  padding: 10px 14px;
  color: var(--a5-navy);
  font-weight: 700;
  font-size: 0.82rem;
  text-transform: uppercase;
  letter-spacing: 0.04em;
}
.a5-nav > ul > li > a::after { content: ''; }
.a5-nav .menu-item-has-children > a::after {
  content: ' \25BE';
  font-size: 0.7em;
}
.a5-nav .sub-menu {
  display: none;
  position: absolute;
  top: 100%;
  left: 0;
  background: var(--a5-white);
  border: 1px solid var(--a5-border);
  border-radius: var(--a5-radius-card);
  min-width: 240px;
  box-shadow: 0 8px 24px rgba(0,0,0,0.08);
  padding: 6px 0;
}
.a5-nav .menu-item-has-children:hover .sub-menu,
.a5-nav .menu-item-has-children:focus-within .sub-menu { display: block; }
.a5-nav .sub-menu a { padding: 10px 18px; white-space: nowrap; }

.a5-header__cta { display: flex; align-items: center; gap: 18px; }
.a5-header__phone { font-weight: 600; color: var(--a5-navy); white-space: nowrap; }

.a5-nav-toggle { display: none; background: none; border: none; font-size: 1.6rem; cursor: pointer; }

@media (max-width: 900px) {
  .a5-nav-toggle { display: block; }
  .a5-nav { display: none; width: 100%; }
  .a5-nav.is-open { display: block; }
  .a5-header__inner { flex-wrap: wrap; }
  .a5-nav ul { flex-direction: column; align-items: stretch; width: 100%; }
  .a5-nav .sub-menu { position: static; border: none; box-shadow: none; padding-left: 14px; }
  .a5-header__cta { width: 100%; justify-content: space-between; order: 3; padding-top: 10px; }
}

/* ==========================================================================
   Hero
   ========================================================================== */
.a5-hero {
  background: linear-gradient(135deg, var(--a5-brass) 0%, var(--a5-brass) 42%, var(--a5-navy) 58%, var(--a5-navy) 100%);
  color: var(--a5-white);
  padding: 100px 0;
  text-align: center;
}
.a5-hero h1 { color: var(--a5-white); max-width: 820px; margin-left: auto; margin-right: auto; text-transform: uppercase; }
.a5-hero p { max-width: 680px; margin: 0 auto 1.8em; font-size: 1.1rem; color: #eef1f4; }

.a5-page-hero {
  background: linear-gradient(135deg, var(--a5-brass) 0%, var(--a5-brass) 32%, var(--a5-navy) 55%, var(--a5-navy) 100%);
  color: var(--a5-white);
  padding: 70px 0;
}
.a5-page-hero__grid {
  display: grid;
  grid-template-columns: 1.2fr 1fr;
  gap: 40px;
  align-items: center;
}
.a5-page-hero h1 { color: var(--a5-white); text-transform: uppercase; }
.a5-page-hero img { border-radius: var(--a5-radius-card); width: 100%; aspect-ratio: 4 / 3; object-fit: cover; }
@media (max-width: 800px) {
  .a5-page-hero__grid { grid-template-columns: 1fr; }
}

/* ==========================================================================
   Cards / Grids
   ========================================================================== */
.a5-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(240px, 1fr));
  gap: 28px;
  margin-top: 36px;
}
.a5-card {
  background: var(--a5-white);
  border: 1px solid var(--a5-border);
  border-radius: var(--a5-radius-card);
  padding: 30px;
}
.a5-card h3 { margin-bottom: 0.5em; }
.a5-card p:last-child { margin-bottom: 0; }
.a5-card--icon { font-size: 1.8rem; color: var(--a5-brass); margin-bottom: 14px; }

/* ==========================================================================
   FAQ Accordion
   ========================================================================== */
.a5-faq { max-width: 820px; margin: 36px auto 0; }
.a5-faq__item { border-bottom: 1px solid var(--a5-border); }
.a5-faq__q {
  width: 100%;
  text-align: left;
  background: none;
  border: none;
  padding: 20px 0;
  font-size: 1.05rem;
  font-weight: 600;
  color: var(--a5-navy);
  cursor: pointer;
  display: flex;
  justify-content: space-between;
  align-items: center;
  font-family: var(--a5-font-heading);
}
.a5-faq__q::after { content: '+'; font-size: 1.4rem; color: var(--a5-brass); }
.a5-faq__item.is-open .a5-faq__q::after { content: '\2212'; }
.a5-faq__a { display: none; padding: 0 0 20px; color: var(--a5-gray); }
.a5-faq__item.is-open .a5-faq__a { display: block; }

/* ==========================================================================
   Contact section / form
   ========================================================================== */
.a5-contact-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 48px;
}
@media (max-width: 800px) { .a5-contact-grid { grid-template-columns: 1fr; } }

.a5-form label { display: block; font-weight: 600; margin-bottom: 6px; font-size: 0.92rem; }
.a5-form input[type="text"],
.a5-form input[type="email"],
.a5-form input[type="tel"],
.a5-form textarea {
  width: 100%;
  padding: 12px 14px;
  border: 1px solid var(--a5-border);
  border-radius: var(--a5-radius-card);
  margin-bottom: 18px;
  font-family: inherit;
  font-size: 1rem;
}
.a5-form textarea { min-height: 130px; }
.a5-form .a5-checkbox { display: flex; gap: 10px; align-items: flex-start; margin-bottom: 18px; font-size: 0.88rem; color: var(--a5-gray); }
.a5-form .a5-checkbox input { margin-top: 4px; }
.a5-form-note { font-size: 0.82rem; color: var(--a5-gray); margin-top: 10px; }
.a5-form-success { background: #e7f6ec; border: 1px solid #b6e3c2; color: #1f6b39; padding: 14px 18px; border-radius: var(--a5-radius-card); margin-bottom: 20px; }
.a5-form-error { background: #fdecec; border: 1px solid #f3b8b8; color: #a12626; padding: 14px 18px; border-radius: var(--a5-radius-card); margin-bottom: 20px; }
.a5-honeypot { position: absolute; left: -9999px; }

/* ==========================================================================
   Footer
   ========================================================================== */
.a5-footer { background: var(--a5-navy-dark); color: #cbd2db; padding: 56px 0 30px; }
.a5-footer a { color: #cbd2db; }
.a5-footer a:hover { color: var(--a5-brass-light); }
.a5-footer__grid {
  display: grid;
  grid-template-columns: 1.3fr 1fr 1fr;
  gap: 36px;
  padding-bottom: 30px;
  border-bottom: 1px solid rgba(255,255,255,0.1);
}
@media (max-width: 800px) { .a5-footer__grid { grid-template-columns: 1fr; } }
.a5-footer h4 { color: var(--a5-white); font-size: 1rem; margin-bottom: 14px; }
.a5-footer ul { list-style: none; padding: 0; margin: 0; }
.a5-footer li { margin-bottom: 8px; }
.a5-footer__social { display: flex; gap: 14px; margin-top: 14px; }
.a5-footer__legal { font-size: 0.78rem; color: #8a94a3; padding-top: 24px; line-height: 1.7; }
.a5-footer__copyright { padding-top: 18px; font-size: 0.85rem; color: #8a94a3; }

/* ==========================================================================
   Team
   ========================================================================== */
.a5-team-grid { display: grid; grid-template-columns: repeat(auto-fit, minmax(300px, 1fr)); gap: 36px; margin-top: 36px; }
.a5-team-card img { border-radius: var(--a5-radius-card); margin-bottom: 18px; }
.a5-team-card .a5-role { color: var(--a5-brass); font-weight: 600; font-size: 0.9rem; margin-bottom: 10px; display: block; }
.a5-team-card ul { font-size: 0.9rem; color: var(--a5-gray); padding-left: 1.1em; }

/* ==========================================================================
   Utility
   ========================================================================== */
.a5-text-center { text-align: center; }
.a5-mt-0 { margin-top: 0; }
.a5-narrow { max-width: 760px; margin: 0 auto; }
.a5-disclaimer { font-size: 0.82rem; color: var(--a5-gray); }